Tragedy and hardship can strike any family. And when they do, high, unplanned, out-of-pocket expenses can lead a family down a destabilizing and difficult financial path, forcing them to seek high-interest loans, default on their debts, or even file for personal bankruptcy.
FEEA offers eligible federal employees confidential, no-interest loans to help them bridge their financial gaps in times of emergency. FEEA has given over 11,000 loans to federal employees totaling nearly $8 million since 1986.
Please be sure to download and read the Loan Application Instructions before starting the online application. There are a number of documents you will need to collect and attach to your application. You will not be able to submit your application without attaching the required documents.
Full or part-time permanent federal civilian or postal employees, employed with the federal government for more than one year.
In order to be eligible for a loan the federal employee must have suffered one of the following hardships within the three months preceding the loan application:
Severe illness, injury, or dental emergency of employee
Severe illness or injury of immediate family member
Death of employee’s immediate family member
Major loss/damage to primary residence due to disaster such as fire, flood, hurricane
Victim of domestic violence with immediate need for safe housing
Eligible Loan Expenses:
Approved loans will be disbursed by check, made out to the creditor and sent to the employee for delivery to the creditor. Please note FEEA will not pay student loans, credit card bills, or make checks out to employees directly.