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in#FedLifeHacks, Home & Family

Disaster Preparedness Binder: 7 Comprehensive Components to Your Emergency Readiness

byDan Jackman/August 14, 2023
A couple works on their Disaster Preparedness Binder

DISASTER PREPAREDNESS BINDER ENSURES ESSENTIAL DOCUMENT SECURITY FOR FEDERAL FAMILIES WITH STRATEGIC GUIDELINES TO NAVIGATE EMERGENCY READINESS

For almost half a century, my parents have called the Gulf Coast of Florida home. Year after year, they dodged countless hurricanes. However, everything changed with Hurricane Ian in late September 2022. As it took its unexpected sharp turn in the Gulf of Mexico, it headed directly for Fort Myers. The brief, urgent texts I received as the storm surge approached, flooding their home, remain vivid in my mind.

Days later, another challenge emerged: the cleanup process. Amid the chaos, the hunt began for critical documents vital for the insurance claims process, now submerged in filing cabinets filled with river water.

In emergencies, the frantic search for vital documents can exacerbate an already high-stress situation. For federal employees, this becomes even more pressing. Often called upon for their critical roles in serving the public before, during, and after disasters, feds may have limited time for personal emergency preparedness. For these dedicated individuals and their families, a Disaster Preparedness Binder isn’t just useful—it’s an indispensable tool to navigate these challenges with precision and poise.

So, what should you include in your Disaster Preparedness Binder? In addition to copies of the crucial documents listed below, you can incorporate any relevant details that would expedite reaching the right contacts promptly. Let’s dive into what you should include in your binder:

  • Identification

    • Driver’s licenses
    • Passports
    • Social Security cards
    • Birth Certificates
    • Adoption Papers
  • Property Records

    • Deeds
    • Car Titles
    • Insurance Policies
    • Home Inventory
  • Medical Essentials

    • Current Medications
    • Health Insurance cards
    • Doctors’ Contacts
    • Advanced Care Directives
  • Financial Details

    • Bank and Investment Details
    • Copies of Credit Cards (front and back)
  • Legal Documents

    • Wills
    • Trusts
    • Estate Documents
    • Powers of Attorney
    • Wedding Licenses
    • Military Records
  • Contact Lists

    • Important numbers from family members to emergency services
  • Memorable Snapshots

    • Recent photos of family members

Losing documents, especially those as vital as wills or trusts, can be detrimental. While many documents can be reissued, legal documents like wills or trusts require recreation with the assistance of an estate planner or attorney. This not only means additional costs but also a potential deviation from the original intent if not remembered accurately. It underscores the importance of safeguarding these documents both physically and digitally.

  • Utilize clear plastic sleeves for protection

  • Segment with tabbed dividers for quick access

  • Maintain a secure digital backup. Ensure it’s encrypted and password-protected. Cloud storage options often offer multiple layers of security – make use of them.

  • Refresh and update contents regularly

  • Store in a fireproof, waterproof location. Seal in a waterproof bag.

  • Educate family members about the binder’s whereabouts

For federal employees, service to the nation often comes before personal needs, especially during crises. However, balancing this dedication with ensuring the well-being of one’s family is crucial. The Disaster Preparedness Binder offers a proactive step in that direction, allowing these dedicated workers to swiftly attend to public needs while resting assured that their personal affairs are in order. Preparedness, after all, is a testament to both professional commitment and personal responsibility.

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The information provided in this piece is for your convenience and informational purposes only and not to be construed as professional advice. FEEA and its coauthors and sponsors are not liable for any losses or damages related to actions or failure to act with regard to the content in this piece.

Would you like to reprint this piece in your agency human resource, federal employee association, or union local newsletter? You can do so at no cost by contacting [email protected] with your request.

Tags:#disaster, #disasterprep, hurricane
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